Nashville Attorney Helping Accident Victims with Medical Debt Issues
Are You Unable to Pay Your Medical Bills?
These days, millions of Americans cannot obtain medical insurance or do not have enough insurance to cover the cost of major medical procedures or emergency treatment. Unpaid medical bills can be a major source of stress and frustration.
At The Law Offices of James Flexer — with offices in Nashville, Murfreesboro and Columbia — our bankruptcy lawyers use the tools offered by federal bankruptcy law to help people get free from medical debts. For a free consultation with a knowledgeable bankruptcy lawyer, contact us today.
Carefully Evaluating Your Bankruptcy Options
If you are unable to pay your medical debts, you may be getting harassing calls from debt collectors who may be threatening you with wage garnishment and other harsh consequences. Bankruptcy law may offer a way out from this overwhelming situation.
- Chapter 7 bankruptcy may allow you to discharge your medical bills and certain other debts so that you do not have to pay them and cannot be targeted for debt collection.
- Chapter 13 bankruptcy may allow you to repay only a small portion of your medical debts and any other debts you owe with a three- to five-year payment plan if that is all you can afford.
Filing bankruptcy lawyers is not something to take lightly. It should be done based on accurate, honest information. Our attorneys file more bankruptcy petitions than any other law firm in Middle Tennessee, so we have the experience to guide you through the decision-making process.
Insurance Won't Pay? We May Be Able to Help.
Even if you have medical insurance, there are certain things that it may not cover. For instance, if you were a victim of a car accident caused by an uninsured driver and you do not have UIM auto insurance, you could be stuck with the full cost of your medical treatment.
Also, if you have high-deductible medical insurance, you may be liable for thousands of dollars before your insurance will kick in, and you may not be able to pay those bills on your own. If you are unable to pay your medical debts for any reason, contact us to discuss your options.
