Columbia Attorney Defending You Against Creditor Harassment
Helping Consumers Get Out of Debt
Credit cards are one of the major ways people accumulate debts in America today. While most people fully expect to pay back any money they borrow on their credit cards, there are many factors that can cause credit card balances to get out of hand.
At The Law Offices of James Flexer — with offices in Nashville, Murfreesboro and Columbia — our bankruptcy lawyers are dedicated to helping Tennessee clients use bankruptcy law to get out from under credit card debt. For a free consultation with a knowledgeable bankruptcy lawyer, contact us today.
Standing Up to Abusive Credit Card Companies
Credit card companies make it very easy for people to fall behind on their payments and accumulate debts they cannot afford to pay back. High interest rates, late fees and other penalties can make it harder and harder to make your monthly payments on time.
If you cannot afford to pay your credit card debts, filing bankruptcy lawyers may help you eliminate (in Chapter 7) or reduce (in Chapter 13) those debts so you can make a fresh start.
Credit card companies can get increasingly tough on people who have defaulted on their debts. You may be getting calls from debt collectors threatening you with wage garnishment and other serious consequences. Filing bankruptcy puts an immediate stop to the harassment.
Working With You to Pursue a Fresh Start
People accumulate credit card debts for many reasons. You may not have the income to meet your regular monthly expenses. You may end up using a credit card to pay medical bills. You may need to borrow money to help out family members who are in trouble.
Whatever the reasons behind your credit card debts, our attorneys will work with you to determine whether bankruptcy offers a solution, treating you like we would want to be treated if we were in your situation. Don't hesitate to contact us to discuss your options.
